4 Tips For Your Unique Wedding Party

One of the most important things to take care during the wedding planning, you should always consider all aspects of an enjoyable wedding party.

Since you will be spending this not just with your soon to be lifetime partner, but with your closest friends and family as well, you have to think of the most unique wedding party ideas there is available.

The wedding parties get to be more memorable because of the souvenirs that your guests get to take home after the momentous event.

Hence, here are some unique wedding party ideas that you can apply in your own wedding to make things more impressive and interesting to everyone.

Idea # 1 – Food:

If both of you are food enthusiasts, then you can send out adorned, printed out files wherein the recipes of the menu served during the party is laid out, to all of your guests so that they can try it on their own.

Idea # 2 – Wine:

Encourage everyone to start their wine cellar by giving away bottles of wine as souvenirs.

You can even hold a contest for those who would be able to tell an interesting story that brings back wonderful memories about the wine.

Idea # 3 – Advice:

Set a sort of open forum during the wedding party, wherein you would give a chance for everyone to give their own advices to you and your partner to be able to live a lasting marriage after the wedding.

Gather up delightful stories that others can say about you and your partner with the help of a friend who has the time to go around and meet your friends and special loved ones.

Idea # 4 – Community Bonding:

This could also somehow serve as a pre-wedding party wherein you would take your other couple friends out and play sports together like bowling, golf, tree adventure, etc.

Have an enjoyable meal with your family and friends and talk about topics that would help improve your relationships.

Keep it in your mind that these unique wedding party ideas are not just meant to make the wedding couple alone to be happy, but also to add entertainment and enjoyment to beloved guests.

The bride and the groom should take this opportunity to value these people as their future relationship supporters and advisers as the couple would embark on a whole new journey of their lives.

There are some more options that you can find over the net to find some unique wedding party ideas.

Wedding Party Planning Do’s and Don’ts

There is certain etiquette when it comes to planning a wedding party (or wedding shower). The established guidelines are not laws that must be followed (or suffer the consequences). They are just a set of helpful considerations one can contemplate during the planning stages of a wedding party.

Here are some helpful tips to guide you through your planning:

DON’T: Wait for one of the bridesmaids to get a party together.
DO: Host it if you want to.

If you really want to throw a party for the future bride and groom, go right ahead. There is a common misconception about the bridesmaids being the ones who should host the party. Any friends of the bride or groom are more than welcome to host the party.

DON’T: Schedule the party to take place within a month of the wedding.
DO: Schedule it to take place two to three months before the wedding.

The reason for this is pretty obvious. This is a courtesy to the bride and groom. They both (let’s be honest, it’s mostly the bride we’re talking about) have a lot to take care of in that last month before the wedding. They probably won’t be able to enjoy themselves as much when they’re thinking of everything they need to get done before their big day.

DON’T: Invite anyone and everyone to the party.
DO: Invite anyone who’s on the wedding guest list.

A word of caution, it’s okay to invite anyone you’d like off of the list of those invited to the wedding, but don’t invite everyone from it. Try to keep it to the bride and groom’s closest friends. If you invite everyone, it might seem like some sort of gift receiving power struggle.

DON’T: Wait until the last minute to send out the invitations.
DO: Send out your invitations at least a month before the party.

If you wait until the last minute to get this step taken care of, chances are there will be problems. Mainly, people won’t be able to attend the party because you didn’t give them enough time to make sure their schedules were clear. Waiting too long also gives them that much more time to plan something else for that day. Get your invitation to them early enough so they can reserve that spot for your party.

This wedding party planning etiquette won’t ensure that absolutely nothing will go wrong, but keeping these do’s and don’ts in the forefront of your mind will give you a great chance of throwing a nearly perfect wedding party that the bride, groom, and friends will remember fondly.

Planning a Wedding Party You Won’t Forget

A wedding party is the event where your friends and family all gather together to celebrate the newly weds and have fun and pleasure. Pitting down hair and throwing away your tie is what usually happens during the party, and there is nothing more pleasurable than this moment. However you will need to make sure that all these things go well and smoothly prior to the party taking place, therefore carefully considered party planning is very important. Planning a wedding party is unlike planning any others. The amount of time taken into consideration and carefully chosen details are the core factors that will decide the quality of party after all.

You need to consider a few things that go into party planning to celebrate a wedding. First of all, think of how many and what kind of people will attend. The group of people after the ceremony will most likely be divided into several different groups, such as older people, young generations, men of 20s and women alike. Also bride and groom can have fun time with their own friends group separately. But you can mix any group in the party until a certain time when older folks can be free to leave if they want. Considering who will be belonging to which group is vital to planning ahead, thus providing them more comfortable and cozy environment while enjoying the entire party.

The best wedding party would be that everyone feels they are considered, well taken care of and finally they had wonderful time. Another thing to be considered is the venue. Depending on the weather condition, and the time and the season of the year, you can either go outside or have it indoors. If it’s outdoors then make sure the weather condition and prepare shelters for unforeseen circumstances. Compared to it, indoors party is easier as it is not mainly dependent on the weather that much. Also the place of venues should be attractive one where people can feel comfortable and relaxed. When there are alcohol beverages involved in the party, make sure underage children’s permission and restriction. It is important that the entire environment is conductive all the people at the party regardless of their ages.

Arrange a live band who can drop a great music tunes on the dance floor as all the people would want to have fun all night. In addition to the entertainment, the food would be another factor that people are seeking. Just getting enough cakes is the best way to go. Also don’t forget to prepare best soft drinks and champagne as the party won’t be ever complete without a toast from friends wishing the newly married couple. If anyone wants to speak and congratulate in public, give them a chance and it will become unforgettable moment for all.

Fashion Marketing 101

In a nutshell, fashion marketing is a profession that takes the latest trends and designs in clothing and communicates them to a target market in such a way that the consumer is not only aware of the product, but wants to and ultimately does buy the product. A target market is a sector of the consumer market to which a company wishes to sell (i.e. market) its clothing. To fully know what fashion marketing is, it is important to understand that marketing does not stop at ads in magazines or commercials on TV. The world of marketing is just as dynamic as the world of fashion. Marketing clothing includes elements such as determining which stores the apparel should be sold in, what price the clothing should be sold for–all the way to how the in-store displays should look. Fashion marketers often are as savvy about business as they are about fashion and popular culture.

Fashion marketers are creative. At the core, the profession is about connecting with the image–the lifestyle–the consumer wants. For example, in the fashion industry, comfort, style, material, color, symmetry, and usability are just the beginning of a list of elements designers must consider when developing a line of clothing. Fashion marketers take the task a step further by determining the best way to promote the characteristics of the clothing to the consumer and to which group of consumers to promote it to. What a 65 year-old female is looking for from a piece of formal eveningwear is completely different from what a 21 year-old male wants from casual everyday wear. Consequently, fashion marketers must stay abreast with the latest fashions as well as know what styles will be successful for a variety of occasions, age groups and demographics.

Fashion marketers play an essential role within the fashion industry because they are the link between designers and the public. The success of a line of clothing does not rest solely on its design. Often, successful marketing is just as crucial, if not more so, to the line as the actual clothing itself. This is because marketing is the tool through which the designer identifies with the public, and the public identifies with the designer. Without this exchange, it would be difficult to establish the consumer base required to have a successful line of clothing.

Ultimately, fashion marketing is a fun profession–changing and reinventing itself just as often as the clothes it promotes. It integrates the artistic nature of fashion with the creative aspects of business–making for a highly rewarding career to the ambitious and innovative.

Working With Fashion Bloggers for Product Promotion and Purchasing Decisions Is Smart

What better way than through bloggers to find out what consumers really want, and what they like or dislike about a product? Plus, aligning with a popular blogger can mean good exposure for a product, whether it’s clothing, accessories or makeup.

Bloggers are Hugely Influential

Word of mouth but amped up is a great way to describe bloggers. They have a far greater outreach and reach more people all at once than one friend or neighbour expressing their thoughts on to another. Plus, their market is the exact one in which product manufacturers want to reach!

Influential people could be anyone from the person next door to a famous celebrity. bloggers exist somewhere in that mix, but what most don’t realize is that the reach of a blogger is far greater than others, in fact up to 80% higher! Plus, many consumers feel a smaller community is more influential.

No matter the size of their community, the fact they are regarded as experts on these products is enough to make consumers step out and try them out more so than they would at the suggestion of a neighbour.

Demographics

It’s been found that the majority of bloggers are women, which is no surprise. A significant number are also mothers. This is great for those who are looking for real advice from family friendly bloggers. Let’s face it, there aren’t too many moms that can afford high. bloggers that know what styles are hot and then recommend on where to get them for less are extra important in the blogging community, according to studies.

Bloggers are Perfect for Product Research

Who better to test out a new product than a popular blogger? They help consumers learn more about a product they are considering buying, and a good review gives them the confidence necessary to make the investment. The internet is at everyone’s fingertips now, so it is the prime source for those wanting information to do the research.

Recent reports state that around 40% of shoppers are influenced by bloggers, and just a bit larger percentage purchase based off the retail site or store itself, so anyone can see the significance! Using blog posts for purchasing decisions is really no surprise when one thinks about it. Marketing companies are getting crafty, and why not use these popular faces and opinions to promote their products?

Are They Paid to Promote?

The answer here is yes and no. Some bloggers are paid to promote, but in most cases the more popular are not. They certainly receive the products for free to try out and promote. Some companies may tell them only to blog if they enjoy the product.

Many PR and outreach teams promote earned media which is free coverage via promotion instead of advertising. This means they (the blogger) won’t get paid sponsor fees or post fees. It’s a more honest approach.

Giveaways

Giveaways are another benefit to following a blogger. Not only do they give real advice, they sometimes are given products to hold a prize/giveaway or sample promotion to their followers. This gives them a “first look” and opportunity to try out the same thing that their favourite blogger is.

There are plenty of reasons to hire or follow a blogger for the final in real advice and opinions on the latest products offered.

Natascha Cox is a well-known beauty professional in the UK. Her blog advises on many current beauty, fashion and travel trends and is followed by many women and men of all ages, worldwide. With many followers on her blog, Twitter, Facebook, Instagram and many other social media outlets, it’s no secret that she’s quick becoming the authority for those who want to make a lasting impression. She reviews products of all kinds, and many seek her out to review their items and give an honest review that’s useful to all. To learn more, please visit http://www.nataschacox.com.

Democrats and Republicans With a Fashion Style

Politics is usually something that Americans are willing to embrace with their heart because it represents a cause resulting in some type of change.

Democrats and republicans usually have a hard time agreeing on certain things. However, both parties do agree on one thing and that is to act in the present to promote something different leading up to the future. This is why you see individuals’ stand around who they believe should represent their country going forward and lead their dreams into the right direction.

Barrack Obama was the 44th president elected in the white house and he represented the democrats. When Obama was receiving vote’s people all over the world would wear fashion attire that expressed how much they believed in him. Individuals would wear things like “Change 2009” and even Democrat Donkey Cufflinks and guess what? Obama won the election with flying colors.

Now for the year 2012 we have new candidates running in the presidential election. However, one will only come out success in the very end. We are starting to see candidates winning individuals hearts state to state from what they express in their views from healthcare, retirement plans, and college education and even down to marriage status.

If you have an idea on who you want to vote for within this year’s election why not express it to the fullest from your shoes all the way to your ears.

Just image when was the last time you went to a presidential election and saw nobody wearing any type of attire that represented their views on the candidates? That is right NEVER!

The reason why these political fashion statements occur consistently is because people have a strong sense of respect in the candidates that they believe in. Why not promote something that is going to help change the future going forward? Your great grandparents promoted change for you to live within better conditions then what they had to live in, so why not do the same for the generation going forward?

Just like Barrack Obama always promotes “Change”, we can only change what we are willing to believe needs to be altered for the better of American going into the future. It is up to us to get together as a whole and promote of what we believe in is the better option going forward. Just remember before you make any decisions to think if that decision that you are making is going to promote you and your family going into the future.

How to Start a Fashion Label

Don’t ask “What am I doing” while you’re doing it, simply ask that before your doing it.

Quantity or Quality?

Quality

Do you want to be a high and Fashion Label, offering Fancy Party dresses and worked on Party-Wear? This means selling the items in a smaller quantity and for a higher price, it also means that you have to have more money to invest in actually making the clothes, because of the “naturally” higher production cost. You have to make sure to choose a Manufacturer that you’ll know can make these items in high quality so that there is no unpleasant seems that starts to rip or that the colors fade. In this case it’s unwise to be too eager to “bargain” too much on the Manufacturing price since it’s important to maintain high quality and have more expensive fabrics, greed in finding cheap fabrics making a dress out of them will results in complaints about the quality later on. Remember, being a new brand will still “in most cases” mean that you can sell your items at a higher rate because of the small set of cloths your offering and for the tailored feel.

Once again, if the price is high you have to have high quality, so missing out on that will be devastating and one bad collection can make you loose the few valuable boutiques that signed up for your clothes.

Quality in fabrics is in this case also crucial and having, for example a dress in to much “poly” would not agree with the price, choose pure silk, pure satin and don’t compromise when getting that “luxurious” feel and style. The name and the label makes a great deal in this case as well, you can’t have a brand name saying: crazy girl’s and then offer a fancy prom dress “fit for a queen”, make certain that the customers that buy the dress also get the label that states the high end brand your actually selling, like your name, that is a great one for clothes, just see Armani, or Donna Karen.

Quantity

If you go for a cheap set of wear with fun details and in a more basic fabric any Manufacturer will be willing and able, finding a Manufacturer shouldn’t be a big problem unless you have specific demands that are harder to meet. Make sure that they can start off in a medium quantity and grow with you, sometimes a Manufacturer that specialize in “cheaper” clothes have a Minimum, often around 100-300 pcs per design to reach that really great price. I have found some that can be willing to work on a smaller order if the “Total Amount” is 300 pieces, witch means that it’s possible to split it up, arranging to make on top in 50 pieces and the other one on 50 and so on..

Make sure you have places to sell the items since you have to be ready to compete with bigger companies such as H&M and GANT and various chain stores, of course depending on where you are based. If the prices you’re aiming at are really low, maybe you can consider contacting Wholesalers. The profit your making will be lower per item but it doesn’t mean that you will make less money, selling heaps will probably be your goal. There is always a “middle” so painting up, high end and really “low budget” clothing doesn’t make any justice to the Industry but making a comment about it makes you decide on what scale and in witch proportions you will and maybe want to work in.

Learn your Fabrics

To be a great designer it’s a necessity to get familiar with the fabrics you want to work in, whether it’s high end clothes with a lot of different silks and georgettes, or with beading and embroidery techniques. For a more basic line find fun materials like velour and different weight of cotton. There are all sorts of weaves and prints, block or Silk prints and for ECO-get familiar with natural fibers and limitations in colors and dying. All this can be summed in a book or just by surfing the net. When making a collection, it’s important that next to every dress, pair of pants or just skirts you have a small cutting of fabric. This is will make a good reference for the Manufacturer that this is the fabric you would like, but also if there is a special wash you need or rough look to it. Attach written fabric quality beside it as well. To know your fabrics will be the base for making great collections, you will now how it falls, if it would look to heavy when lined or if it’s to thin. This confidence that you portray being a designer will make the Manufacturer feel confident when working with you and the results will come easier and the risk for misunderstandings lowered. The Manufacturer can also easier count on the price per pieces and start looking for materials straight away.

Decide the Size of Collection

A tricky part is deciding how big the collection is going to be. Since I’ve started the magic number has been 12, something that exceeds. A good size to begin with is about 10 garments, easier to focus on a few tops offered in different colors and sizes and then something to match, that will set a great foundation for both photo-shoots, catalogue so that you can show what your brand is about.

This is not strict and you don’t have to feel a need to produce more then around 5-10 different pieces but many small designers work with that number 12 witch can be good to have in mind. Once more, this is depending on how many of each designs you intend to do and what quantity the Manufacturer can handle, still keeping a reasonable price. It’s up to you, but having that in mind and to give it some thought before entering into a conversation with a Manufacturer you have to know. Also thinking ahead, how is the collection being released, Summer/Spring, how many collections/year? That is individual but you have to be ready to quickly offer a second Collection to your customers and grow from there. The worst thing that could happen is to stop in production at a beginning state, to just put one collection out and then suddenly be delayed or not simply producing. This will scare potential clients since your being portrayed as a “loose cannon”, someone that simply won’t follow up and be easy to work with. Confidence and safety in always deliver on time and show Stores that your here to stay is a must.

Just because the first collection didn’t sell, it doesn’t mean that you have to stop, no rather the opposite, fight for it and keep on getting more stuff out, stopping will just scare anyone away, that will just send out a signal that your a “loose cannon” that might have something to offer or not. Be confident even if the success doesn’t happen over night. How many fairy tails have we heard in our lives and how many comes true?

Well, if you start off by setting your goals low it will mean that a fairy tail easier comes true just by selling one item (perhaps to your mum), it doesn’t matter, small goals will keep you more motivated and happier here and now. But saying that, getting stuck in some “la la land” accepting small things like big things will at a longer perspective stop you from growing; someday you want to be bowing on that catwalk? Being in that interview or earning the big dollars, seeing and picturing that is all good, “carrot on a stick” and progress will naturally happen.

So maybe you want to do 12 items? How many of each then? If the Manufacturer offers a great deal if you produce 100 pieces of each it might be worth grabbing, but then again, uniqueness, and where are you going to sell the items? Giving a tip I would recommend you to ONLY produce a Sample Collection first. It’s a great way of testing how well you and the Manufacturer work together and also how your designs look in reality. It might actually come as a shock the first time, seeing a shirt that you been drawing on in 3 D, it could result in a good reaction but could also be a negative one, such as “it looks boring”, the print was plain and so on. Then having the samples ready you can roll up your sleeves and start searching for an Agent, and that seemed to be at least my biggest challenge.

What’s unique with your Design and the brand you’re putting up?

Ask yourself what kind of customers you want to attract and also checking out the competition.
“An example: You have a great idea for a Young Kids Collection”. What you need to think about it’s always been there and done that when it comes to most fashion, it’s like a big circle repeating itself but that doesn’t make your stuff less interesting it’s just that you have to focus on bringing something with a “ump” when you start. A signature “green line” that marks the jackets collars or a cool LOGO that goes on all chests, maybe even a garment that has something extra.

To get back to the example of the Kids Cloths, ask yourself is anyone feeling a need for more Kids Clothes or can you offer them something unique? Maybe Kids Cloths that are simply for rough plays, maybe extra easy to wash and have rougher materials.

Designing and producing Kids Clothes means that you have to start producing in a small quantity first, it’s hard gambling with amounts over 50 pieces per design. This means that your clothes are going to be more expensive since there’s a small quantity order, if you don’t have an Agent that will sell a Sample Order of yours and then take orders, anyways; the fact is that you still are fresh and the cost is going to be a little bit higher.

How do you go about selling a product similar to others for a higher price? The answer is to offer Design, you can either stand out by putting a print in a “handmade” look on the chest or just go for that designed seem or cut. It’s about building a reason for you brand, a reason and need to buy it, but before deciding that you have to be in terms with your style, represent it, believe in it and with that later on help selling it..

What are you really offering, important creating your Image?

This is linked to “Learning Your Style” and goes hand in hand with developing the brand in mind, get goals for it and treat your visions and creations like your baby, a baby that you want to see growing and finally get successful with.

Is your product unique enough or different enough? The answer is; it doesn’t have to be. It could be a great basic Cotton Basic Line, t-shirts and comfy pants; the important thing isn’t the uniqueness of the Designs but the uniqueness of the availability of it. Maybe you’re based in a small town where nothing really is on offer, just because there is a lack on a certain item it doesn’t mean that it has to be filled, it might just not be on demand. Don’t put up a “Fancy Dress” Store in such a place when it might in that case be smarter to move, follow your dream elsewhere or just adjust to the public with a twist. Just because you’re selling a pant doesn’t mean that it has to be boring, with your logo, print or cute button you can achieve uniqueness without being “over-crazy”.

A lot of designer desires to be different in such a big scale that being basic sometimes stands out. Huge shoulder pads, pearls everywhere and hair dues that would make any man run, maybe you’re just a creative person that loves the small touches. It’s enough too, don’t be scared that you are to plain or to “ordinary”, there will be a need for those clothes as well, all you have to do is adjust how you want to be promoted, having a website for example is a great thing to let other people find out about your brand, but with a basic Collection it might be harder, adjust both colors and pictures and print so that it matches the look of the clothes, and most important start building an Image! The image of your brand is going to be the answer to the question: why would people buy your brand? Simply because of the image, whether it’s ECO-Wear with a natural wibe, picture a suntanned young woman, not wearing any make-up leaning against a palm tree wearing a Natural-fiber shirt and a pair of leather sandals. Well there you go, that’s the image.

Get to know your Computer

If you are starting off with little means the computer you have will help you in promoting your brand, and having a Website or a Fashion Blog is a great way of trying out your clothes and see what people think even attract potential customers. Having a camera handy is also a plus; this is great for communicating with your chosen Manufacturer. Another tips is when receiving samples for the first time, taking a photo and then attach comments on the pictures is a great way to communicate and make your ideas simply for the Vendor making them, use the basic program paint and don’t forget to resize to photo before attaching them in the email, this is if you don’t want anything time-consuming and just simply want to mark the faults with rings and pieces of text.

Ask to get the samples in your size! This means that you can try them out and then make comments accordingly, no first sample is perfect. Programs can be added as you go depending how you like to work, but being “buddy” with your computer is the best thing. Use it like the only office you’ll need and this will not just save you time and ease work process, it will save you the office space. So, get updated with the program you might need, you can also always ask the Manufacturer how they like to work, some work receiving the pictures or sketches attached in Excel Sheets and some just basic Emails. Labels must be done in a program with special measurements and effects, could also just send a sample and they’ll probably work from that.

Size-Charts and Payment set-ups must be discussed and planned, most things is from the Manufacturer and will be given to you when you start working together, also make sure that if you start cooperating that you have the Pantone Color Chart so you both can choose color and maybe even having a double set of cuttings, a good Manufacturer thinks of those things. Being a computer Wiz is not always a birth right so there is great ways to go about setting up a Website and promoting your brand, even selling it through an online-store. Checking Fashion Blogs and getting Contacts in the business is great before setting off.

Learn how to Employ yourself and work as the Best One!

Say that you’re now sitting by the drawing board and have both the idea and the desire to create a Collection of your own; you need to hire one right? Someone who is the best you’ll know, that’s you. Yes it might seem weird thinking that way but it’s a great way to treat your business, with respect and dedication. It’s otherwise hard to be on time, work with the collection instead of following the day’s soap operas on TV and really getting some work done. I always get the most done when working under pressure. If you don’t have pressure yet, try yourself out first. Book a simply Coffee date with a friend, say a Saturday at 3 o clock, it’s for example now Tuesday, that leaves you 4 days to finish drawing the corrections that you want to have made for the Manufacturer. Make sure you’ll work to get it done, all this might be “playing around in a big box of sand” but its great just being clear that you can handle it before diving in. Please just take a few seconds and imagine the brand throughout the seasons and years so that your whole dream isn’t based on just a few drawings, it has to be more long-lasting then that and it’s also important to feel that your ideas don’t suddenly stop, why make one collection when the second one is a dry rerun? This is a great way of knowing the limits of your creativity. Try to see what makes you more inspired as well, music, a walk, flipping through the pages of a new issue of Vogue or just a quick walk in a Shopping Mall. Everything that makes you more certain of “you” as your own employee will increase your own confidence when it comes to handling deadlines and working dedicated even if not on a fixed payroll. Simply get to know yourself and imagine setting up an office at what you would need to really work well, laptop, printer, pantone pencils, drawing board, Mannequin, sewing machine and so on.

Set up a Financial Plan, Budget.

Just as a example, if you want to go to India to physically meet the Manufacturers and get a knowledge in the country’s specialties like the various local skills and quality. You’ll sure need to calculate on not just the actual goods but also flights, accommodation, food, other expenses such as transport, guides and even smaller things like maybe buying a sample shirt, something that you could use for either get inspiration or just great to show the Manufacturer to get the idea of that certain wash you want and so on. So a rough budget for what you want to do physically would be a great idea.

So, if you now have an idea let’s just start making some changes right now? Taking the step is always hard, a bit scary but I have some great tips to get your” toes wet before your whole body”.

Presume that you have a job, why don’t you just cut down the hours? Half days and the rest of the day start sketching on your collection. This means that your not in an ‘non financial spot yet and will go about it pretty safe and smooth. If you don’t have enough money to get started you can have that unpleasant talk to the bank, set up a loan (there is heaps of scholarships to be added if dedicated) or just plan ahead. Nothing is worth rushing into, just take a step at the time and make changes that doesn’t mean make it or break it, take care of your finances and play it safe. If you have the attitude of ‘no or never’ then waiting will probably be to painful and will only cause panic that everyone else is making it and your just sitting there, watching your life pass you by. So, well just jump in there and learn as you go. Mistakes are bound to be made either way or what better lesson then been there and actually have done that.

Contacts, Contacts and then Contacts

Well, I guess we all heard that before, but getting a “stable” of good useful contacts are more time consuming and much harder than it seems. If you’re “thinking” of putting up a Brand, start sourcing and talking today. This will ease things up for you, blog around, ask around and get to know some names. Locally, such as Fashion Stores near you, friends you might have in the business and don’t seclude anyone. A musician could be great knowing if your planning to have a small release party for your brand, a Photographer could help out photographing the clothes or a Tailor that are willing to make some physical samples for you.

The best or should I say the most important contact will of course be the Manufacturer, don’t forget that it could be wise to use several, send out your collection sketches and ask at least 3 Manufacturers to do samples for you, and then it’s easy to choose witch one that meets your idea and price the best. One could be good for a high-end party line; the other could be great using for a Basic one. Everyone has a preference and it would speed the production process up, using 2-3 Manufacturers working on your different lines. Well, if your are unsure just experiment getting some samples from a few and then later on just use one, since having several could also mean pretty intense work emailing and explaining your exact ideas to them all at the same time. Some people use an Agent that handles all the business between you and the Manufacturer, I personally don’t recommend using an Agent simply because it increases the production price but also risk of misunderstandings having a middle man, the charge 7-10% on the whole order and then you have to work emailing them both, it’s just as easy to find the Manufacturer yourself and then make the deal through them. Then again, there are always people that are really happy with having an Agent and it would ease things up at a certain extent like approving the order before shipment. After choosing your Manufacturer you will need someone who can get your clothes out on the market, it could be a Distribution Manager, or a clothing Agent. These Agents are gold to have and hard to find since its not popular being new and it often equals missed deadlines and unorganized as a beginner. They have to really believe in you and the ability for the brand to grow, and then build it up from scratch, so finding one will be a bit though. It’s like a moment 22, you have to have a sample-collection to show before they can decide if they want to represent you and they all dream about someone with a few years in the business. The Agents have different deals, the best is if they work commission based witch will make it better for you economically when starting up, it would be though paying all expenses up front. The Agent often have a stable with a few other designers and they all are represented on the Agents website, if your one of them it will mean free advertising and promotion through them, they book the Fashion Shows for you and will handle all the press contacts, so that end of it will be optimal. Some new designers are choosing to ‘do it’ themselves and will act as an Agent by there own witch is possible to.

So whether you prefer staying by the drawing table or heading out to the stores it’s all about spreading the word, a new dreamer is on the stage and a new brand is being showed…

My name is Alice and have put together a Clothing Label and with that, a small Collection.

Since March-2008 I set out on a journey throughout South East Asia and a quest to learn more about making a brand. From getting samples at local tailors, printing labels and making business cards to ordering my first cloths

Promotional T-Shirts Make A Fashion Statement

Custom printed t-shirts have been a fashion staple since the late sixties and early seventies when you could walk into a mall and order yourself a t-shirt printed with your choice of words or t-shirt transfer. Even before that, many companies found that promotional t-shirts could turn them into small-town heroes – when they were worn on the backs of a winning (or losing) youth football team. These days, the promotional t-shirt has come full circle to become a fashion brand statement. It’s become one of the hottest promotional items that a company can give away, and hundreds of promotional t-shirts are given away every week as prizes in contests, incentives for employees and thank your to customers.

Promotional clothing is a popular way to solidify a corporate image. Businessmen wear branded polo shirts on the golf course. Young folks sport fleece jackets embroidered with the logos of their favorite products and companies. Sportswear manufacturers proudly blazon their logos and labels across the fronts and backs of their products instead of decently tucking them into the collar of the shirt or the waistband of the pants. These days, it’s fashionable to wear the products that you like on your chest or your sleeve.

So what should you look for if you want to use custom printed t-shirts to promote your business? There are a number of things to take into consideration when choosing promotional t-shirts for your business.

Your budget Needless to say, your budget is going to be an important factor in deciding what type of t-shirt you’re buying. The printing process is important as well, and whether you use original art, design your t-shirt in house or opt for a professional designer and how many colors you use in the printing process. All of those things will affect the final cost of your t-shirts.
Quality T-shirts are available in a wide range of qualities. The higher the quality, the more durable your message will be. If you want to get some real mileage out of your promotional t-shirts, opt for the best quality that you can afford. They’ll not only last longer, they’ll be in demand as desirable products of their own. That can only help your name recognition. More than one company has found that marketing their own promotional t-shirts is a profitable sideline to their main business.
Style T-shirts are not just t-shirts anymore. There are standard t-shirts, ring collar t-shirts, women’s cut t-shirts and US inspired baseball t-shirts with contrast color sleeves – and that’s just to name a few. The style that you choose for your promotional t-shirts can have a big effect on their popularity. These days, most people prefer a more fitted, tailored style to the traditional boxy, oversize look favored a few years ago.
Logo or artwork design Obviously, one of the major determinants of how well your promotional t-shirts are received will be the quality of the logo design or artwork. If you intend for your t-shirts to be more than just giveaway gifts to attract attention at a conference or event, you might do well to take advantage of the expertise offered by many of the companies online. Most companies that offer promotional t-shirts will be happy to help you create artwork that translates well to a t-shirt.

Style An Exciting Career In Fashion Merchandising

Fashion merchandisers must have the marketing savvy and retail know how to help designers sell their product. They must be able to anticipate trends and consumer preferences, and make sure the merchandise is in stock. Marketing skills and a keen sense of what will sell will set you apart in the world of fashion merchandising.

Jobs:

There are many exciting jobs you might qualify for when you earn a degree in fashion merchandising: You can be a fashion buyer, fashion merchandiser, store manager, or retailer. You might also find a career in areas such as fashion advertising, fashion event planning, or product development. When you earn a degree in fashion merchandising, you can choose the fashion career that is best for you.

Facts:

Employment of advertising, marketing, and sales managers is expected to grow at an above-average pace, between 21% and 35% per year through 2010.

In fashion merchandising, employers seek college graduates with related experience, a high level of creativity, and strong communication skills.

Advertising, marketing, and sales manager jobs are highly coveted and will be sought by other managers, resulting in keen competition.

Training:

You can earn your certificate or bachelor’s degree in Fashion Merchandising. In these programs, you will find a curriculum that provides you with training in all areas of sales and promotions as well courses in retail management and consumer behavior. Additionally, you will learn about the fashion industry and how to work with designers and retailers to best promote their products.

Outlook:

There is a great deal of attention paid to fashion these days, and successfully promoting the products of designers is important to many areas of the fashion industry. Jobs in this market will be competitive. Only the most qualified fashion merchandising professionals will get work in a market where competition has grown over the years. Salaries in this field can widely vary from $50,000 to $100,00+ annually.

Promotional Clothing and the Concept Involved in It

This is considered not only as a modern era, but also as an era of advancement and high fashions. This is the era which is keen to present before the people with more of outer shines than inner capabilities. As a result, the people have become more and more conscious about the fashion statements. Dresses are not only bought by the people in wear to cover the body but they are mainly bought in order to wear them in the way that will reflect the latest fashion statements and trends in the best possible way.

In this highly modernized era (so-called), dresses are worn by people in order to make them look fashionable, younger, gorgeous, and most importantly the have a presentable appearance before the crowd. Proper clothes reflect the class and decency of a person.

Although there are a wide range of clothes and garments available, but one important addition in this category is the promotional clothing that are used by big corporate houses in order to undergo advertising and marketing campaigns for their organization. This sort of clothing can mostly be found through the online mode by the help of internet. Some of the items that form up promotional clothing are t-shirts, head caps, head bands, arm bands, wrist bands, etc.

These sort of promotional items are considered to be one of the finest and most effective marketing tools available in the present age. The reason behind its popularity is the extreme cheap pricing and costing involved. The approaches and ways while involving such sort of clothing items for promotional purposes are also quite easy to avail for. Promoting selective brands or you may say highlighting some specific items in some strong way can be done through this procedure of marketing campaigns.

If you observe carefully, then you will see that the promotional clothing are those sort of items that can easily be made to receive appreciation from a wide range of people thus making the particular products extremely popular among the masses. It has also been commonly seen, that these sorts of items are developed keeping in mind the company brand and the business aspect associated with it.

But if you think that these sort of clothing are only used for marketing and advertisement purposes, then you may be a bit wrong. They can also be used as corporate work wear, designer wear, normal wear, or even embroidered ones.

The concept of promotional clothing have been grown up by a large scale with the advent of the fashion industry that have helped in undergoing such sort of corporate fashion events highlighting specific brands and corporate names. The concept of giving away promotional gifts in the form of clothing and garment items help in making the advertisement campaign reach towards much more number of people and also for a longer period of time.

Fashion Marketing Internships: What It’s Like

A fashion marketing internship is one of the quickest ways to break into the ultra-competitive fashion industry It’s a giant industry that is completely dependent on the professional fashion-designers, marketers and retail merchandisers. What is created as a masterpiece by its expert wardrobe designers remains a far-fetched dream for the customers unless it is made available on the floor of showrooms. But it needs team work especially of the dexterous marketers, who are responsible for the extreme success. It is extensive training imparted to the selected individuals, which creates an army of skilled marketing executives, and this training begins with a fashion marketing internship.

These executives attend the lectures and learn all the strategies to promote business. To join the apparel industry, the new entrants need a degree or they have to undergo short-term fashion marketing internship program. Also known as merchandising professionals, these fashion-apparel-promoting marketers, conduct marketing research to identify new trends of fashion so that stylish wardrobes can be introduced in the market. They dwell on the mood of fashion-loving people, especially the young generation, for stylish fashion-dresses. Such kind of extensive survey helps the expert-designers read the psychology of customers and thus help the fashion-designing specialists create superbly developed fashion wardrobes.

The Retail Merchandisers Serve As Both Retailers & Wholesalers

Before embarking on a career in fashion marketing, one must understand what it they would be doing and why fashion marketers are so important. Creation of a stylish wardrobe is only half done if the items are not supplied in the market for sales. The marketing is shouldered by the retail merchandisers, who look for a market. Flooding the market with attractive fashion products can not yield any result unless immense curiosity is aroused among the people. This is the job which indispensably is accomplished by the retail merchandisers in order to promote sales of attire. These marketers popularize the exquisitely-designed fashions through internet. In order to attract the customers, these merchandisers highlight the outstanding features of latest wardrobes that in turn blooms the business unbelievably. And as part of a fashion marketing internship, the intern will be mirroring the professional performing these tasks, and possibly taking part in them.

The retail merchandisers inspect the market and make sure that the demand for a trendy wardrobe is met at every cost. Another important issue which the marketers focus their attention on is the price. The retailers often charge arbitrarily and this affects the business in an unfavorable way. Being aware of such acts going on in the market, the retail merchandisers can conduct raid at the blacklisted showrooms, and expect the fashion marketing intern to monitor their actions. If they find any defiance of ‘legal & fair trade practices’ norms, then they impose heavy fines and take legal action against the culprit.

Plenty of Information is Posted Online

In order to let the fashion fans keep in touch with the newly introduced fashion line, the fashion marketing internship team is expected to keep updating the website regularly, highlighting the code of dress, price and discount as well. To redress grievances of the dissatisfied-customers the fashion- companies mention on their sites their E-mail address and phone numbers also so that customers can communicate their problems.

Fashion Industry Provides Employment

If you are a fresh off your first fashion marketing internship or right out of fashion school and curiously looking for a lucrative job, do submit your resume to fashion houses, fashion pr firms, and the lke. As retail merchandisers are the backbone of fashion industry, you can be considered for respective posts with great honor. If you hold a degree in fashion design and are courteous, have an eye for style and a keen knack for business, the fashion marketing has got to be your destination. If you have no certificate or degree in the fashion-designing then you should go for 2 to 4 years course in respective field to herald a career in fashion industry, or at least take on a fashion marketing internship while you are studying another line of work.

Eight Tips For Launching Your Real Estate Investing Career

Eight Tips for Getting Started in Real Estate Investing

Introduction

This article is just the basics for getting started in real estate investing. This is not a how to article but an article that gives you some information about things to do to get started. Everything in this article is tools that can be applied to helping anyone get started in real estate investing. I am going to give you my eight keys to getting started. Nothing is right or wrong but reflects the point of view of the author. Laws and legal practices vary from state to state, and laws can change over time. The author does not vouch for the legality of his opinions, nor is there any intent to supply legal advice. The author strongly encourages the reader to consult with professionals and an attorney prior to entering in any real estate transaction or contract. The author is not a writer but he is a real estate investor. There will be grammar mistakes and errors, so don’t be too critical of the grammar but focus your energy on what is being said. With that said prepare yourself to think a little differently and expand your mind. Let’s get started on an amazing adventure.

The Eight Tips are as follows

1. Desire
2. Goal Setting
3. Learning What To Do
4. Attending a Real Estate Investing Seminar
5. The Billings Montana Market
6. Finding a Mentor
7. Your Real Estate Team
8. Just Do IT

1. Desire

Before we get in to the bolts and nails of real estate investing in I want to talk to you about desire. If you are going to be successful at anything in life including real estate investing you have to have the desire to do it. Desire is defined as longing or craving, as for something that brings satisfaction or enjoyment. Desire stresses the strength of feeling and often implies strong intention or aim. In real estate investing if you don’t have a desire to learn and grow as a human being and really get satisfaction out of it, then real estate investing is going to be hard to do. When I go out and look at a property it brings me a lot of enjoyment. Every aspect brings me joy from talking to home owners, figuring out how I can make a deal work, to buying the house and to finding a good homeowner or tenant for the house. Real estate investing may not be for everyone but real estate investing can offer anyone the financial freedom we all crave for. If you do not have the desire for real estate investing that is ok, it can still help you to live your dreams and help you to get where you want to go in the future.

Why is real estate investing an amazing avenue for anyone to live out all of their dreams? Let me ask you a few questions. Do you have enough money to do anything you want? Do you have everything you want? No debt? A nice house? Great Marriage? The freedom to do anything regardless of how much it costs and the time it takes? If you have all of these things then you are one of the few people in America who does. Most people may be working fifty hours a week and making just enough to pay their bills. In today’s day and age most people are living pay check to pay check never really knowing if they will make enough to pay the bills that just keep piling up. If you cannot keep up with your monthly bills how are you going to plan for retirement or send your kids to college or have time to enjoy life. The answer to all of these questions is becoming financially free. Now it’s not going to be easy everyone will have to get off the couch and out of their comfort zone. Real estate is proven to be one of the fastest ways to get your out of the rat race of the nine to five and begin living the life you deserve to live. Everyone wants something different out of their life. Some dream of traveling the world, spending more time with family, volunteering, golfing, laying on a beach, giving back to the community, or anything that will make them happy. There are thousands of things that make people happy.

Making it in real estate takes a person who has a strong desire to change their lives for the better and think big. Anyone can become a great real estate investor. It is going to take a lot of work and can be a struggle at times but in the end it will be the most amazing feeling ever. The people that make it in real estate investing all have a few things in common. First they run their real estate investing business like any other business out there. Second they get out there and network with anyone and everyone. Some people might be like me and have a hard time talking to other people. If you are that is ok, anyone can learn how to become a people person, it just takes hard daily work. You have to push yourself past your comfort zone. The third thing is that you cannot be afraid to fail. Everyone has failed at something but the most successful people out their learn from their failures. The fourth thing is that you have to put a good team together. I will go into putting a team together in a later chapter. The concept of putting a team together is so that when you don’t know something you have team members that know what to do and can help you with questions. The can also make sure that you are not working yourself to death. You do not want to be the person doing everything in your business. Doing everything is a receipt for failure. You have to put together good people who you can trust and rely on. The fifth thing is that you need a mentor. Sixth and final is the desire to do it. No one can become successful at something if they don’t want to do it and don’t get satisfaction out of what they are doing.

2. Setting Goals

Having goals is one of the most important aspects of achieving what you want in life. You don’t want to just have your goals up in your head you want to write them down and past what you have wrote on the wall somewhere or in the bathroom mirror. You want to review your goals daily and read them out loud to yourself. This way you remind yourself everyday why you are building your business.

How should you start to write down you goals? First off you should think big, and by big I mean HUGE. If your goals are too small you will easily achieve them and have nothing else to look forward too. You should start off by asking yourself the question if I had all the money and time in the world what would I do, what would I buy, how would I spend my time, and how would I spend my energy. Are you starting to write these down? Well you should be. Think about what you want, spending time with family, traveling the world, the best cars, a castle, owning a small country, running for president, having the biggest real estate investing business in your area or in the country. Whatever your dreams and what you want out of your life, write it down. Some of my goals are becoming free, traveling the world, having a Ferrari, having 10 vacation homes all over the world. Right now I am just trying to get you out of your comfort zone of thinking and let your imagination run.

There are several ways to set goals. I have learned a lot of ways you can set you goals and there is no right or wrong way. The best ways that I have found to set your goals is to break them up into two categories. First your short term goals. This should be goals from a month out to around a year. The second is your long term goals these goals are you think big goals and what you see for your future.

For year one I like to first make a list of what I want to achieve this year and I will give you an example of how to do that. For year one you want to be very specific first you want to list what you want your income to be at the end of the year, next how much cash in the bank you want (this is money in your checking account, not assets). Next you want to list how much you are going to give. Giving is a very important, this can be giving to charity, giving of gifts to friends and family, giving to your school or anything you can dream of. As long as what you give brings joy to others who need it more than you. Next list what bad habits you have that you want to eliminate. Weather is be quitting smoking, spending too much on junk, drinking too much, working too much, not spending enough time with family, too much TV, not exercising and many more. We all have bad habits that need to be changed in order for use to grow as human beings. Under each of these bad habits list out some steps that you can take in order to quit them. If you bad habit is being lazy and not exercising enough what can you do to change that. Well you can get a gym membership or a home work out program. Commit yourself you following through with a plan to work out 3-5 days a week. For you to change these bad habits you have to be totally committed and follow through with a detailed plan you set for yourself. After you have your plans in place you should start listing several things you want to achieve or do in the next year. This can be start a successful business, spend time with family, travel to 2-5 places and so on. Now under each of these you should also write a detailed plan on what you need and what you need to do in order to achieve these goals. Finally you should take all of this information you have a write on page on what you see your life being over the next year. Doing this is a great exercise to really see what you want out of life.

The Best Investment Guide

The best investment guide would cover investment options and investment strategy. This investment guide would be complete and start with basic financial concepts and expand to include the entire universe of investments. That’s a tall order, so let’s just start with a simple version, and talk about all of the investments in the world in plain English.

Your best investment is a good, complete investment guide. I’ve been tuned in to the world of investing for 35 years and have read over 100 books on investments and investing. Most of them center on the stock market or some form of investment technique or get-rich-quick scheme. Many are time sensitive and out of date by the time you read them. Many tell you how to invest money like the author did when he made his millions.

What you seldom get with an investment guide or book is an understanding of investment basics and a simplified blueprint of your many investment options. So, here’s your simplest and free best investment guide to all of the investments in the world. There are only 4 different investments or asset classes out there depending on how you categorize things. Once you bring it down to this level you have a basic framework to work with.

CASH EQUIVALENTS and other safe investments pay interest. Either your principal or rate of interest is fixed for a period of time. Examples include U.S. Treasury bills, money market mutual funds and bank savings accounts. Advantages include high liquidity (access to your money) and safety, low risk.

BONDS are long-term debt instruments and they pay more interest income than the above. Examples include U.S. Treasury bonds, corporate bonds and bond funds of various types. Advantages include relatively high interest income with a moderate level of risk.

EQUITIES or STOCKS represent ownership in a corporation. Examples include blue chip stocks, growth stocks and equity funds. Advantages include ample liquidity, growth and some income in the form of dividends. Risk is significant and profit potential is high.

ALTERNATIVE INVESTMENTS is our final category. Examples include real estate, gold, and foreign investments. Advantages include high profit potential and an alternative to stocks when they are out of favor. Risk can be significant here as well.

That’s about as simple as an investment guide can get. All investment options can be fit into one of these asset classes. The important thing is that you have a perspective, and that you understand the investment characteristics of any investment before you invest money. For example, someone pitches an investment to you. Where does it fit in our above format?

How does it rate in terms of: safety, liquidity, growth and profit potential, income provided and risk? All investment options can be and should be rated in terms of the above to assure that they fit your needs and risk profile.

If you learn how to invest you’ll have a means of supporting yourself for the rest of your life. Once you have a sound understanding of investment basics you’ve built a great foundation for learning how to invest. The best investment guide would cover both.

A retired financial planner, James Leitz has an MBA (finance) and 35 years of investing experience. For 20 years he advised individual investors, working directly with them helping them to reach their financial goals.

How to Invest and Prosper

Learn how to invest money and prosper; or don’t learn how to invest and continue to invest and lose money. It’s fun to invest money when you are winning. Get a financial education and see for yourself. You will NEVER feel left out once you know how to invest with a sound investment strategy. Let’s start that financial education now.

INVESTMENT BASICS

You can not put together a complete investment strategy without an understanding of the investments that are included in the package. Nor can you build your own house without knowledge of the pieces, parts, and tools required. Concentrate on investment basics before you decide on what plan to go with, or you may not be able to finish the job successfully. This means that you need to understand the investment characteristics of stocks and bonds, and how they compare to each other and to other investment alternatives.

Only then can you learn how to invest and put together a complete investment strategy. Like I said, it’s fun to invest when you’re making money; but you’ve got to start with the investment basics. Most people don’t know stocks from bonds. Start by reading articles or other publications that get down to the basics. For example: what are stocks, what are their risks and potential rewards, and how do they compare to bonds and other investment alternatives.

Now you are ready to learn about mutual funds, which are the investment of choice for most average investors. For most people they are the easiest and best way to invest in stocks and bonds, plus other asset classes. Mutual funds are simply investment packages that are professionally managed for you. To pick the right funds you’ll need to understand the asset class they invest in: stocks, bonds, money market or specialty (other).

HOW TO INVEST

Now you’re ready to learn how to invest and put the pieces together with a sound investment strategy. ASSET ALLOCATION is a crucial part of your investing and financial education, because how you allocate your money to the various asset classes will determine your success or failure… more than anything else. Simply put, how much should you invest in stocks vs. bonds vs. other investments? This is also called your asset mix. It’s much more important than what specific investments or funds you pick.

Once you’ve put a balanced portfolio of investments together you’ve got a great foundation. But if you want to continue to build and prosper you’ll need an ongoing investment strategy to make additions and changes over time as necessary. Read articles on investment strategy, asset allocation, and how to invest. It will all come together for you if you start at the beginning and build a step at a time.

Learn to invest like your financial future depends on it. With Uncle Sam in debt up to his eyeballs and employers fighting to survive, it does.

A retired financial planner, James Leitz has an MBA (finance) and 35 years of investing experience. For 20 years he advised individual investors, working directly with them helping them to reach their financial goals.

All Credit Cards Are Good

All credit cards offer many benefits and features. Some come with a few disadvantages. To convey my point I will leave the disadvantages for others to write about. All credit cards are good in their own way for their own purpose and for that specific applicant. There are many credit cards for applicants with good credit, bad credit or with no credit at all. There are the so called “bad credit cards” and the “good credit cards.” Bad credit cards fit consumers looking to build “good credit.” Good credit cards fit consumers with good credit looking to take advantage of benefits that suit their daily lives. So are all credit cards good? Yes, because in some cases you have to start somewhere and sometimes, it comes at a price.

Consumers with good credit attract the credit cards that would better suit their income, credit history, spending habits and paying habits. Many credit cards that approach consumers with good credit tend to offer great transfer rates and lower interest rates on future purchases as long as the consumer’s credit doesn’t change in the wrong direction. Everyone has their individual needs and perceptions of their credit. So the only challenging factor for someone with good credit is to maintain the good credit status and keep a close eye on your credit limit to credit debt ratio. In my opinion, your ratio should be at around 25% to 40% because it is a responsible level to be proactive in managing your credit cards. A 25% credit limit to credit debt ratio would be $250.00 balance on a $1,000.00 credit limit. Investing in a credit monitoring service also helps to keep a third eye on your credit so you can focus on your busy life.

Consumers with bad credit attract the credit cards that seem to be outrageous because of interest rate, credit line or terms of the agreement such as annual fees and processing fees. In my opinion, their is no such thing as a bad credit card as long as they report the account to Experian, Transunion and Equifax (CSC Credit Service). Instead of them being called bad credit cards they should be called credit building cards. If you cannot get over yourself by accepting a credit building card, maybe a secured credit card from your bank would be the best choice as long as they report to the credit bureau. Never think bad credit is forever or that it can’t ever improve, it can with responsible steps. If you get a so called bad credit card then make sure you fulfill your end of the agreement, and don’t make excuses for not paying on time or letting it charge off because it was only $300.00. I think one factor that makes that type of card good is that the credit lines are usually no more than $500.00. That low of a credit line is a good thing because worst case scenario your minimum payment is between $15.00 – $25.00. Not bad for establishing a credit line that will be worth dividends in the long run. Yes, it will benefit you as time is established behind the credit card. Credit building cards are only short term because once you have began to establish yourself with 2 – 3 credit building cards your score will reflect the responsible habits and your score will begin to rise. So are bad credit cards good, of course they are.

Whether you have good or bad credit cards the responsibility is the same. Make your payments on time and watch your credit limit to credit debt ratio. These two simple steps, if followed consistently, will keep your credit cards as the good benchmark for your credit score to be based from. I have only referenced your credit cards that allow minimum payments and not any other types of credit cards or other credit lines on your credit report. I have also not referenced the impact of derogatory items on your credit report that would affect the establishing of your credit. All cards have benefits and features that are advantageous to consumers or contain hidden value, even if the card does not seem very desirable. When you decide to get any credit card base it on your own financial need and on the advantages that will benefit you and your credit profile. Credit is life and life is credit, understand it wisely.

Credit Cards For Bad Credit

Bad credit credit cards are offered by many banks as financial tools to help people establish or re-establish their good credit rating. Bad credit credit cards are primarily intended to make it easier to obtain and re-build credit, which is good for consumers and merchants as well. For all practical purposes, bad credit credit cards are just like regular credit cards, but they are specifically for high risk cardholders. If you have arrears, defaults and general bad credit score or bad credit rating, you may find that bad credit credit cards are available to you. Bad credit credit cards are considered the best choice for credit card deals if your credit score is below 550.

If you find that there are problems in approval of a traditional credit card then you can apply for other options like prepaid debit card, First Premiere Bank Cards and Orchard Cards and secured credit cards. Applying for these cards is exactly like applying for a standard credit card, with applications available on paper and online. Bad credit credit cards typically have a higher interest rate and lower credit limit than standard credit cards, but the issuers are more lenient when looking at past credit history. The fact that bad credit credit cards carry a high interest rate (most likely 20% or more) shouldn’t prevent you from getting one in an effort to get your credit back on track. Still, it is true that bad credit credit cards must be used responsibly, or your situation will just worsen.

From astronomically-high interest rates to ridiculously-exorbitant fees, erroneous information abounds. When it comes to bad credit credit cards, the myths definitely abound. In fact, bad credit credit cards are some of the most misunderstood financial tools of all time. Fortunately, the myths are oftentimes unfounded and bad credit credit cards are no longer the stigma they used to be. You might be relieved to find out that bad credit credit cards can actually have pretty decent interest rates. With so many credit card companies and so many different offers, it’s easier than ever for consumers to take advantage of reward programs. However, you must consider the factors such as financing fees, annual fees, introductory offers, credit requirements, availability of online banking, and others.

In spite of the additional fees bad credit credit cards are an excellent method for the people with bad or no credit, to improve their credit rating and to enjoy the benefits of credit cards. There are many other benefits to consider, which might be more valuable than a low rate. By paying off the monthly balance and avoiding high interest rates, you steer clear of more debt and show yourself to be a lower risk borrower over time. However, as you maintain regular payments, the creditor may gradually increase the spending limit. If you use a bad credit credit card for small purchases for a year or two and consistently pay the entire balance every month, not only will you not be charged interest, but you will rebuild your credit and be able to get lower rate loans in the future.

As you can see, bad credit credit cards are unique cards geared towards people who have had trouble getting approved for a standard unsecured credit card. However even with bad credit, its still possible to find a credit card for you, even if it means that you have to pay a slightly higher rate of interest. So if you are trying to rebuild your credit don’t think about it to much because bad credit credit cards when used properly are a cheap way to rebuild your credit.

Credit Cards – Guidance and Useful Tips

Credit Card companies have introduced a lot of specific cards based up on the customers satisfaction and their current necessities. The severe competition led the worldwide banks and credit card companies to introduce numerous card products and numerous offers been introduced and its still continuing. Lets see some details behind this. Every surfer possibly came across hundreds of affiliate sites and the worldwide banks own websites promoting number of products. But, what’s the catch? and where to find the exact details?. Every one trying to market their products in numerous ways like text ads, RSS feeds, niche websites, pay-per-click and article marketing. But it’s very easy to hide the traps by using some exclusive attractive content.

Important and Informative: The FICO score normally known as “Credit Score” is become an unavoidable thing for people in america. This credit score determines the person’s benefits with the banks and other financial institutions. Lower credit score makes the banks to reject one’s application for any financial approach. But a lot of new credit cards have been introduced and named as Bad Credit Credit Cards and Guaranteed Approval Credit Cards helping the people with bad credit. Also “youdeservecredit.org” provides a reliable solution for people with bad credit to obtain loans and recommendable credit cards. It’s always important to read the term and conditions of a credit card, before applying for a credit card. Always try to make the payment in time, or apply for a credit card which provides the option to pay overtime.There are some specific offers available, which allow its card members to pay the amount in overtime. Cards like Platinum Business FreedomPass Credit Card from OPEN(sm) the small business team and Bank of America Rewards(TM) American Express® Card provides the flexibility to its card holders to pay in over time.

Total Protection: It’s a more important thing to consider about the security provided for the card holders. Because we cannot see the Total security Protection with every offers, only some specific offers provides this facility to ensure its card members safety. It’s very important to ensure that the card provides 0% fraud liability. There should be absolute fraud protection against unauthorized use, online and offline. Some recommendable offers on these categories are BoatU.S.(TM) Platinum Plus® Visa® Card and Financial Rewards® Visa® Platinum Plus® Card are considerable products, but there are still more products offering this security services available in U.S market.

Fee and Interest Rates: This is the most important thing to keep in mind before applying for a credit card. because it has been estimated that more than 100 million americans carrying monthly credit card debt. There are possibilities that even if you make the payment on time, the credit card companies might charge you. So, the card holders must watch out for carrying balances. Also the fixed rates are not constant, the credit card companies may increase the interest rates by informing you, 15 days prior to change. Mostly this communication happen through your monthly credit card statement. So, spend some considerable time and go through your monthly statements. So one should be careful before applying for a credit card. Should read the user agreement thoroughly and also it is must to enquire about the conditions apply section. There are lot of cards have been introduced as low interest credit cards, no annual fee credit cards etc.. some specific offers are Discover® More Clear Card and Chase Freedom Cash are recommendable offers but there are still more offers to go.

Reward points: The credit card companies compete against each other with attractive incentives such as cash back, points reward schemes and balance transfer offers at zero percent. There are lot of new offers have been introduced in U.S by worldwide banks. but please think twice because, no one will offer anything in real life just to make others to enjoy benefits. The most gentle offers will carry this exact proportion (profit 50% plus customer satisfaction 50%). The Discover® Motiva Card and Blue from American Express® are good based on its card members opinion.

Some Useful Tips: Ask yourself these questions that do you need the card?, can you afford a credit card? and will you be able to pay the monthly balances each month?. Think twice before purchasing anything. Because, chances are there that you won’t be able to pay, when the credit card bill comes in. As a credit card consumer, you can request and obtain a free credit report once in every twelve months. You can obtain your credit report from the three major credit reporting companies 1.Equifax, 2. Experian and 3.TransUnion. Be smart when using your credit card at overseas. Because a lot of complaints filed with credit card companies that the consumers have been charged extra amount. Don’t use your credit cards at less reputable places.

Complaints and suggestions: If you would like to file a complaint about any credit card issue, go with the reliable organization. As far as i know the bbb.org is one of the best at its services and they are well experienced to handle all the issues. The comptroller of currency and the Federal Reserve Board are also best places to go for the solution. Before filing a complaint, please discuss with the same credit card company regarding your issue. Because every organisation have their own concern about their customers.

I will also recommend to read a lot of articles about credit cards, because every article has its own opinions and advantages, that’ll let you know the exact details about every new credit card offers. Please use the credit cards based on your convenience and not for luxury. Because having your own money in your wallet will be more comfortable and safe. Even there are a lot of debit cards have the same advantages like credit cards. But as you know, these new debit card offers are based on your own amount and there’s not even a single dime comes as credit.

Jagan babu vasudevan is a Financial Functional Expert, researching about credit cards for more than 7 years. Conducting surveys about credit cards. And researching how to make credit cards work for the card holders.